Finding the right home at the right price is just one aspect of a real estate transaction. Mary T. "Beth" Suggs is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 910-842-4939 if your needs include a real estate pro experienced in the business side of real estate.

Closing costs you should expect

There are certain typical costs linked to closing the sale of a house. These expenses are often split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in North Carolina to help guide you through your transaction.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, not only will I work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you are aware of exactly where your money is going.

Buyers: When buying real estate in Brunswick County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not startled when you show up at the closing table. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates of concern.

Looking to Buy?

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